I didn’t get to the appointment I had for the Dr. today. This isn’t necessarily a bad thing. This morning after paying off a large amount owed to our Dentist I spent a few hours looking up health insurance. Daddy has some work that needs to be done, I think I have a cavity, and we all know the horror of my own medical neccesities.
I filled out a bunch of forms for people to call me and took several of those calls. Most of them seem to be a means of negotiating a lower price with Dr’s and Dentists rather then actual health insurance. Then I get a call from a woman who asks me some questions and lets me know that for about 164 dollars a month…BOTH Daddy and I can have an awesome health care plan. This week, and this week only, they are doing open enrollment and accepting all pre-exsisting conditions. This looks way too good to be true. There was an enrollment fee but nothing devistating. So we jumped on it. Our plan takes effect May 1st so we decided to hold out the two weeks and send me to a Dr closer and skip the Charity Care. I have mixed feelings about this. On one hand I’m extremely happy to have health insurance and maybe we can get some of my problems fixed…on the other hand (and this sounds horrible) with the Charity Care I might have been able to get most everything for free and keep what extra money we now will spend on Dr’s and prescriptions to pay for other things. Overall…I’m better off with then without. It will more then pay for itself in the first month alone.
But I’ve screwed up so many times in past incidents that I’m terrified that this isn’t what it seems. That I heard something wrong…that there is a big catch only I didn’t know the right question to ask to find it out…something that’s going to slam this back into my face and make me look like a complete incompetant idiot to the people who matter. :sigh: The joys of life without the right drugs to keep you sane. I’m sure when I’m rational…I won’t worry so much. 